Terms of Use

By accessing or using the McNeilly Insurance Agency website (mcneillyinsurance.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site. These terms apply to all visitors, users, and others who access or use the site.

This website is provided for informational purposes and to facilitate contact with McNeilly Insurance Agency. You agree to use this site only for lawful purposes and in a manner that does not infringe the rights of others. You may not:

• Use the site in any way that violates applicable federal, state, or local laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the site or its related systems
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the site

The content on this website is provided for general informational purposes only and does not constitute insurance advice, a solicitation, or an offer to sell insurance. Coverage availability, terms, and pricing vary by individual circumstances and carrier. Please contact McNeilly Insurance Agency directly for a personalized quote and professional guidance.

All content on this website — including text, graphics, logos, images, and software — is the property of McNeilly Insurance Agency or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without express written permission.

This website may contain links to third-party websites, including insurance carriers, Google Forms, Calendly, and payment processors. These links are provided for your convenience only. McNeilly Insurance Agency has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

Payments made through this website are processed by Authorize.net, a third-party payment processor. By submitting a payment, you agree to the amount displayed and authorize McNeilly Insurance Agency to charge your payment method accordingly. All payments are subject to the Broker Fee Agreement presented at the time of payment. Refund requests must be directed to McNeilly Insurance Agency directly.

To the fullest extent permitted by law, McNeilly Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of (or inability to access or use) this website or its content. Your use of this site is at your sole risk.

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information, including payment data processed through Authorize.net.

McNeilly Insurance Agency reserves the right to modify these Terms of Use at any time. Changes are effective immediately upon posting to the website. Your continued use of the site after any changes constitutes your acceptance of the new terms. We encourage you to review this page periodically.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in San Diego County, California.

The information obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

If you have consented to receive text messages from McNeilly Insurance Agency, you may receive messages related to the following:

• Appointment reminders
• Follow-up messages
• Billing inquiries
• Quotes

Message frequency may vary depending on the type of communication. For example, you may receive up to 4 SMS messages per week related to your appointments, billing, etc.

Please note that standard message and data rates may apply, depending on your carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.

You may opt in to receive SMS messages from McNeilly Insurance Agency in the following way:

• By submitting an online form.

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at michael@mcneillyinsurance.com

• Message and data rates may apply.
• You can opt out at any time by texting "STOP."
• For assistance, text "HELP" or visit our Privacy Policy and Terms of Use pages.
• Message frequency may vary.